At NDFCU we are working to get resources and information that is constructed in a way that is designed to walk you through some of the processes we know may be tedious and foreign to you. Afterall, how many of us have been through a breach like this one before? Below are the steps you may want to consider in the near future that will further protect your personal information.
Freezing Your Credit Report at Each Credit Bureau
Visit each credit bureau’s site to get more information about placing a security freeze on your credit report.
- Equifax: Freeze Your Equifax Credit Report, 1-800-685-1111 (NY residents 1-800-349-9960)
- Experian: Freeze Your Experian Credit Report, 1-888-397-3742
- TransUnion: Freeze Your TransUnion Credit Report, 1-888-909-8872
Note that credit bureaus may experience high call volumes and web traffic after major data breaches and other widespread identity attacks. You may experience long phone wait times and even have difficulty accessing the credit bureau online security freeze forms during these times.
You can also place a security freeze by mail (use certified mail). Make sure you send the following information in your request:
- Your full name, including your middle initial any generational suffix (e.g. Jr., II, etc.)
- Complete current address, and previous addresses for the past two years
- Date of birth, month, day, and year
- Social security number
- Proof of identification (e.g. a photocopy of your valid driver’s license, passport, state ID, or birth certificate)
- Address verification (e.g. utility bill, cell phone bill, pay stub. Do not send a credit cards statement, magazine subscription, voided check, or lease agreement)
- Payment (check, money order, or major credit card)
Here are the credit bureau addresses you should use to mail your security freeze application and documentation.
Equifax Security Freeze
P.O. Box 105788
Atlanta, Georgia 30348
Experian Security Freeze
P.O. Box 9554
Allen, TX 75013
P.O. Box 2000
Chester, PA 19022-2000