Smart Holiday Shopping: How to Save Big and Stay on Budget
As the holiday shopping season approaches, it’s more important than ever to stay mindful of your budget, especially with rising costs of goods and food. To help you navigate this busy time, we’ve put together some practical tips based on the three W’s of smart shopping:
Who: Start by making a complete list of everyone you plan to buy gifts for, including any upcoming events that may require a present. Also, consider any gatherings or holiday parties you’re hosting and make sure to include any necessary supplies or hostess gifts in your plans.
What: For each person or event on your list, decide what you’d like to buy and set a spending limit for each gift or item. Don’t forget to factor in extra costs for holiday hosting essentials, like food, decorations, or special attire.
Where: Compare prices from various retailers—both in-store and online—so you can score the best deals. Be sure to check if price matching is available to ensure you’re getting the lowest price possible.
By following these simple tips, you can stick to your holiday budget without sacrificing the joy of giving. Need help organizing your holiday budget? Contact us at creynolds@newdimensionsfcu.com or call (207) 660-6267 to schedule an appointment. We’re here to help you make the most of your holiday spending this season!