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When you become a credit union member, you also become an owner. Each credit union has what is called a “Field of Membership” or the common bond that members share. Your credit union eligibility occurs when your employer, place of worship, a school that you attend, family*, or place that you call home are within Franklin, Kennebec, Somerset, and/or Waldo counties in Maine.

The initial deposit into your new account is minimal ($5 for kids under the age of 18 and $25 for anyone 18 and older).

Below are just some of the financial products available to you when you are a credit union member to help keep your financial life on track:

  • FREE ATM cards
  • FREE Online Banking
  • FREE Electronic Monthly Statements
  • FREE Bill Pay
  • No Monthly Fee Checking Account
  • FREE SURF ATM Network use at 230+ SURF ATMs in Maine
  • Shared Branching

Still not convinced how great it is to be a credit union member? Check out MyCreditUnion.gov for up-to-date information regarding credit unions and all the wonderful things they are doing for the membership such as providing financial tips the whole family can use!

Join New Dimensions FCU today!

Becoming A Member

Our field of membership includes: persons who live, work, worship, or attend school in, and businesses and other legal entities located in the counties of Franklin, Kennebec, Somerset, and Waldo, Maine; and, also included are spouses of persons who passed away while within the field of membership of this credit union, employees of this credit union, members of their immediate family* or household**, and organizations of such persons.

* “Immediate family” members are defined as grandparents, parents, step-parents, spouses, siblings, step-siblings, children, step-children, adopted children, and grandchildren.

** “Household” is defined as persons living in the same residence and who maintain a single economic unit, including family members, domestic partners, foster children, and legal guardian relationships.

Membership Agreement & Disclosures

As a credit union member, you accept and agree to these terms and conditions of membership as outlined in the Membership Agreement and Disclosures below:

Click Here to Download Membership Agreement

The Membership Agreement and Disclosures are provided at the time you open your account and are also available at any one of our four locations upon request. The credit union reserves the right to modify the Membership Agreement and Disclosures, in whole or in part, at any time.

Privacy Policy

New Dimensions Federal Credit Union, your member-owned financial institution, is committed to providing you with competitive products and services to meet your financial needs and help you reach your goals. We are equally committed to protecting the privacy of our members. Under federal law, we are required to give you this privacy notice. It describes our credit union’s privacy policy and practices concerning the personal information we collect and disclose about our members. It also includes information about the parties who receive personal and sometimes nonpublic information from us as we conduct the business of the credit union. These practices are followed by the credit union.

If after reading this notice you have questions, please contact us:

New Dimensions Federal Credit Union

Attention: CEO
Address: 94 Silver Street
Waterville, ME 04901
Local: (207) 872-2771
Toll-Free: (800) 326-6190
Fax: (207) 861-8097