Build savings automatically while earning a high rate of return.
Free Kasasa Saver® is saving simplified. It links to your free Kasasa Cash® or Kasasa Cash Back® checking to help you grow your savings every month.
When you earn cash rewards in your Kasasa® checking, those earnings transfer into Kasasa Saver. Plus, Kasasa Saver pays up to 1.00% APY* on your balance! Start earning rewards by opening our Kasasa accounts at any of our convenient locations.
- Free account that builds your savings effortlessly
- Links to free Kasasa Cash or Kasasa Cash Back checking
- Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
- 1.00% APY* on balances up to $25,000
- 1.00% to 0.40% APY on balances over $25,000 depending on the balance in account*
- 0.01% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back
- No monthly maintenance fee
- No minimum balance to earn rewards
- VISA® debit card
- Free online and mobile banking services
- Free “Bill Pay” service
- Free iTalk telephone banking service
- Free CUe-statements
- No minimum deposit to open
Earning your rewards is easy!
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 1 direct deposit, ACH credit, or ACH payment transaction
- At least 12 debit card purchases
- Be enrolled in and agree to receive e-statements
And if you don’t meet these qualifications, don’t worry — your accounts are still free. Plus, you’ll still earn our base rate on Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.
*Kasasa Saver Disclaimer: *Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions; transfers between accounts; debit card purchases less than $2.00; debit card purchases processed by merchants and received by our credit union as ATM transactions; and transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the current statement cycle: Kasasa Saver: Balances up to $25,000 receive APY of 1.00%; and balances over $25,000 earn 0.25% interest rate on the portion of balance over $25,000, resulting in a range from 1.00% to 0.44% APY depending on the account’s balance. Kasasa Cash: Balances up to $15,000 receive a non-compounding APY* of 2.50%; and balances over $15,000 earn 0.25% interest rate on the portion of balance over $15,000, resulting in a non-compounding range from 2.50% to 0.59% APY* depending on the account’s balance. When Kasasa Cash qualifications are not met, Kasasa Saver: All balances earn 0.01% APY. Kasasa Cash: All balances earn a non-compounding APY* of 0.01%. No ATM fees are refunded. *When linked to the Kasasa Saver account, the dividend earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day. APY = Annual Percentage Yield. APYs accurate as of 08/01/2017. Rates and rewards are variable and may change after the account is opened. Fees may reduce earnings.
Additional Information: Account approval, conditions, qualifications, limits, time frames, enrollments, and other requirements apply. No minimum deposit is required to open the account. Monthly ACH credit or debit, and receipt of electronic statements are conditions of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements, and logins) may be required to meet some of the account’s qualifications. Limit one (1) account per social security number. A Kasasa Cash account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions.
Federally insured by NCUA. Kasasa, Kasasa Cash, and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.