Applying for a Mortgage may seem like an overwhelming task, yet our experienced Mortgage Team is here to help you with all the details of your loan process.

Mortgage/Real Estate Loan Rates

To view current mortgage rates, visit Mortgage/Real Estate Loan Rates.

Manufactured Home Loan Rates

Loan TypeTermRateAPR Payment Per $1,000
New Manufactured Home
(located on leased land)
10 years5.75%6.08%Purchase or Refinance 90% LTV$ 10.98
15 years6.00%6.23%$ 8.45
20 years6.50%6.89%$ 7.46
Used Manufactured Home
(located on leased land)
10 years6.25%6.58%Purchase or Refinance 85% LTV$ 11.24
15 years6.75%6.99%$ 8.86
20 years7.50%7.71%$ 8.06

Under the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act), residential mortgage loan originators employed by banks, savings associations, credit unions, or Farm Credit System institutions must enroll with the Nationwide Mortgage Licensing System (NMLS) and Registry, obtain a unique identifier from the registry, and maintain their registrations. Any employee of an agency-regulated institution which is subject to the registration requirements will be prohibited from originating residential mortgage loans without first meeting these requirements. The rules include an exception for mortgage loan originators that originated five or fewer mortgage loans during the previous 12 months and who have never been registered; they would not be required to complete the federal registration process.

Our Team

Peter Dow #1048424

Sara Bangs Fifield #671292

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Darla Frost #637546

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Lisa Violette #827759

Molly Woodward #1190437

Consumers can go to to obtain information on financial institutions and individual mortgage loan officers.