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CU Promise Loan

Applying for a Mortgage may seem like an overwhelming task, yet our experienced Mortgage Team is here to help you with all the details of your loan process.

Mortgage/Real Estate Loan Rates

To view current mortgage rates, visit Mortgage/Real Estate Loan Rates.

Manufactured Home Loan Rates

Loan TypeTermRateAPR Payment Per $1,000
New Manufactured Home
(located on leased land)
10 years5.75%5.76%Purchase or Refinance 90% LTV$ 10.98
15 years6.00%6.01%$ 8.45
20 years6.50%6.51%$ 7.46
Used Manufactured Home
(located on leased land)
10 years6.25%6.26%Purchase or Refinance 85% LTV$ 11.24
15 years6.75%6.76%$ 8.86
20 years7.50%7.51%$ 8.06

Under the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act), residential mortgage loan originators employed by banks, savings associations, credit unions, or Farm Credit System institutions must enroll with the Nationwide Mortgage Licensing System (NMLS) and Registry, obtain a unique identifier from the registry, and maintain their registrations. Any employee of an agency-regulated institution that is subject to the registration requirements will be prohibited from originating residential mortgage loans without first meeting these requirements. The rules include an exception for mortgage loan originators that originated five or fewer mortgage loans during the previous 12 months and who have never been registered; they would not be required to complete the federal registration process.

Our Team

Katherine Dixon #2213475

Sara Fifield #671292

Sean Fluet #1630415

Darla Frost #637546

Alexia Gregoire #2089776

Stephanie Lachance #1725885

Michele Lacombe #2117553

Kyle O’Rourke #2157473

Kelly Paradis #1912871

Lisa Violette #827759

Consumers can go to http://www.nmlsconsumeraccess.org/ to obtain information on financial institutions and individual mortgage loan officers.