Applying for a Mortgage may seem like an overwhelming task, yet our experienced Mortgage Team is here to help you with all the details of your loan process.
Mortgage/Real Estate Loan Rates
To view current mortgage rates, visit Mortgage/Real Estate Loan Rates.
Manufactured Home Loan Rates
| Loan Type | Term | Rate | APR | Payment Per $1,000 | |
|---|---|---|---|---|---|
| New Manufactured Home (located on leased land) | 10 years | 5.75% | 6.08% | Purchase or Refinance 90% LTV | $ 10.98 |
| 15 years | 6.00% | 6.23% | $ 8.45 | ||
| 20 years | 6.50% | 6.89% | $ 7.46 | ||
| Used Manufactured Home (located on leased land) | 10 years | 6.25% | 6.58% | Purchase or Refinance 85% LTV | $ 11.24 |
| 15 years | 6.75% | 6.99% | $ 8.86 | ||
| 20 years | 7.50% | 7.71% | $ 8.06 | ||
Under the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act), residential mortgage loan originators employed by banks, savings associations, credit unions, or Farm Credit System institutions must enroll with the Nationwide Mortgage Licensing System (NMLS) and Registry, obtain a unique identifier from the registry, and maintain their registrations. Any employee of an agency-regulated institution which is subject to the registration requirements will be prohibited from originating residential mortgage loans without first meeting these requirements. The rules include an exception for mortgage loan originators that originated five or fewer mortgage loans during the previous 12 months and who have never been registered; they would not be required to complete the federal registration process.
Our Team
Peter Dow #1048424
Sara Bangs Fifield #671292
Sean Fluet #1630415
Darla Frost #637546
Stephanie Lachance #1725885
Lisa Violette #827759
Molly Woodward #1190437
Consumers can go to http://www.nmlsconsumeraccess.org/ to obtain information on financial institutions and individual mortgage loan officers.