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The Overdraft Line of Credit is a means of overdraft protection on your checking account. You will have the satisfaction of knowing that the necessary funds will be available to cover any purchases or withdrawals up to your credit limit.

  • Fixed interest rate
  • Advances are made in $100 increments
  • Payments are automatically transferred each month from your checking account to the overdraft line of credit
  • Low $1.00 transfer fee for advances

The Overdraft Line of Credit is right for you, if you:

  • Occasionally overdraw your checking account
  • Want the added funds and flexibility offered by an overdraft line of credit
  • Monitor your account and repay any negative balances immediately
APR*Maximum Loan Amount
* Annual Percentage Rate
The minimum monthly payment will be 10.00% of the outstanding balance or $50, whichever is greater.