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Understanding your Credit Score (Part 2 of 3 series)

…crucial component to achieving a top credit score is Credit Utilization. According to Bankrate.com, 51% of Americans believe having accounts with high balances will help their credit score if payments…

New Dimensions FCU Has Free Financial Education Program For Employers

According to CNBC.com, 71% of Americans do not feel confident when it comes to managing their personal finances. Along with feeling inadequate, 78% of Americans live paycheck to paycheck. In…

Resources

Summer Vacation Budgeting Tips from Your Financial Coach, Carrielyn Reynolds

…by researching your destination to find the best deals on places to stay and transportation. Websites like Airbnb, Booking.com, and others often offer competitive options that can be less expensive…

Taking Steps to Financial Freedom

…year later and that number has increased to 78%. Investopedia.com defines living paycheck to paycheck as “an individual who would be unable to meet financial obligations if unemployed because his…

Mastering Winter Heating Costs: Smart Strategies for a Cozy and Financially Secure Season

…is through a budget plan. Many heating companies offer plans that spread the cost of your heating fuel over the entire year. They assess your fuel usage over the past…

How to Save your Tax Refund in 2022

…is a critical step in securing your financial future. Emergency Fund: We recommend setting aside a minimum of $1,000 for emergencies. Similarly, saving up 3-6 months of living expenses will…

Your Guide to the Perfect Camping Adventure!

Labor Day is behind us, and camping season is in full swing. Nothing compares to waking up in the woods with the sun shining through the trees and the birds…

Goal Setting in 2022

…make sure you have a hard deadline to have the goals completed. Set Positive goals: How many of you know that choosing “losing weight” is not a positive goal? I…

Skip-a-Pay Program

With our Skip-A-Pay program, you can free up some cash by skipping one month’s loan payment*. It’s easy to apply. Simply email lendingdept@newdimensionsfcu.com or call us at 800-326-6190. Quick approval time $25 fee can be transferred from your Savings Account or Checking...