ACH payments are electronic payments made through the Automated Clearing House (ACH) Network.  To set-up an ACH payment, you must provide a merchant or a company with your New Dimensions Federal Credit Union routing number (211288860) and your account number.  The merchant or company will generate an electronic transaction that will be sent to NDFCU for processing.  NDFCU will debit your account for the ACH amount and send it electronically to the requesting merchant or company.  It is important to note that a debit card transaction or a transaction using just your debit card number IS NOT considered an ACH transaction. Additionally, ACH credits can be a direct deposit of your payroll or an automatic transfer into your checking from another financial institution.