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Loans Menu

Business

We can help your small business grow by providing products and services designed to work for you, so you can focus on managing other aspects of your business. Looking for a loan? We can help you reach your business goals with several flexible loan options.

Business Retirement & Health Savings Solutions

Planning for your business includes planning for the people who help it grow. New Dimensions FCU offers options that can help business owners explore retirement savings and health savings solutions for themselves and their employees.

Business Retirement Plans
Business retirement plans can help employers offer meaningful savings opportunities while supporting long-term financial wellness. Whether you are self-employed or managing a growing team, New Dimensions FCU can help you explore retirement plan options that may fit your business needs.

SEP IRA’s
SEP IRA, or Simplified Employee Pension plan, is a retirement savings option that allows employers to make contributions to Traditional IRAs set up for eligible employees, including self-employed individuals. Because SEP plans are designed to be simpler than some other retirement plans, they may offer lower administrative costs while still providing a valuable savings benefit.

Business Health Savings Accounts
For businesses that offer an eligible high-deductible health plan, Health Savings Accounts can give employees a tax-advantaged way to set aside money for qualified medical expenses. HSAs can be a practical addition to an employee benefits package, helping employees prepare for healthcare costs today and in the future.

Current Rates!

Click on the images below for a printable PDF
*  NDFCU does not offer Simple IRAs


Choosing the Right Retirement Plan for your business


SEP, SIMPLE* IRA, and Individual(k) Plans


Health Savings Accounts for Employers

Connect

94 Silver Street, Waterville, ME 04901 (207) 872-2771
245 Madison Ave, Skowhegan, ME 04976 (800) 326-6190
Drive-Thru Hours: Monday – Friday 8 am-5 pm iTalk Banking:
Lobby Hours: Monday – Friday 9 am-5 pm (207) 313-5106

Routing #: 211288860    Privacy Policy    Terms of Use     Funds Availability
Some images and text were created with the assistance of AI,
then
human-edited for detail and accuracy by the NDFCU Marketing Team.
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National Credit Union Administration, a U. S. Government Agency

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government

New Dimensions FCU is committed to the accessibility and usability of our website for everyone. If you use a screen reader or other auxiliary aid and have problems using this website, please contact us at (800) 326-6190 or info@newdimensionsfcu.com.

  • Home
  • Accounts
    • Savings Accounts
      • Youth Savings
      • High – Yield Certificate Savings
      • Health Savings Accounts
      • Coverdell Education Savings
      • Club Accounts
    • Debit Card/Checking Accounts
      • Free Kasasa Cash® Checking
      • Free Kasasa Cash Back® Checking
      • NDFCU Everyday Rewards
      • Basic Checking
      • Take Charge Young Adult Debit Card/Checking Account
      • Reorder Checks
      • Overdraft Protection Options
    • Become a Member
    • IRAs
    • Share & IRA Certificates
    • Deposit Rates
    • Open an Account!
    • New Member Application Status
  • Loans
    • Apply for a Loan
      • Existing Member Consumer Loan
      • New Member Consumer Loan
      • Apply for a mortgage
      • Apply for a Home Equity Loan
      • Check Loan Application Status
    • Apply for a Credit Card
    • Loan Rates
    • First Time Auto Buyer
    • Auto Financing
    • FICO Fit Loan
    • Energy Loan
    • Student Loans
    • Make a Loan Payment
    • Make a Credit Card Payment
    • Debt Protection Options
      • Loan Protection Programs
      • Guaranteed Asset Protection
      • Vehicle Service Contract Coverage
    • Skip-a-Pay Program
  • Business
    • Business Checking Accounts
    • Business Loans
    • Business Credit Cards
    • Merchant Services
    • SEP IRAs
    • Business HSAs
    • Retirement Plans
  • Services
    • Insurance
    • Financial Coaching
    • Digital Banking
    • Mobile Banking
    • iTalk Banking
    • Bill Pay
    • Safe Deposit Boxes
    • SURF ATM Locator
    • Shared Branching Locations
    • Google / Apple Pay
    • Prepaid Cards
  • Resources
    • Fraud Prevention
    • Financial Resources
    • Careers
    • Shared Branching
    • Pass It On: The Referral Program
    • Calculators
    • Youth Scholarships
    • $25 Match Savings Promotion
    • NDFCU Fundraising
    • Blog Sections
      • News
      • Education
      • Did you know?
    • Newsletters
    • Disclosures
    • FAQs
    • New to Central Maine?
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