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Resources Menu

Resources

Making things easier for you to achieve your goals by offering resources, workshops, and more to assist you along your financial journey.

Education

Holiday Gift Giving on a Budget: Fun, Festive, and Wallet-Friendly Ideas

Posted: Monday December 15, 2025

The holiday season brings out the sparkle in all of us—twinkling lights, cozy gatherings, and meaningful traditions that remind us what matters most. But let’s be honest: it can also put real pressure on our wallets. The good news? You can still enjoy a joyful, memory-filled season without stretching your budget. If you’re looking for… Read more »

MORE IN: Education

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lady with two gifts smaller

Smart Money Moves: Preparing for the Holiday Season

Posted: Tuesday November 18, 2025

Smart Money Moves: Preparing for the Holiday Season! The holiday season is one of the most joyful—and yes, expensive—times of the year. Between gifts, travel, festive meals, and decorations, it’s easy for spending to spiral out of control. But with a little planning and a lot of intention, you can enjoy the season without the… Read more »

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Build Your Credit with Confidence

Posted: Monday October 27, 2025

At NDFCU, we understand that many of our members ask, “How do I build my credit?” Whether you’re just starting your financial journey or working to rebuild your credit history, we’re here to support you every step of the way. Why credit matters A strong credit profile opens doors—to lower interest rates, better loan terms,… Read more »

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Preparing for Winter in Maine: Smart Habits for Comfort and Savings

Posted: Tuesday October 7, 2025

Winter in Maine is breathtaking—snowy mornings, crisp air, and cozy nights by the fire. But let’s be honest: it also means icy roads, rising fuel bills, and a little extra strain on the family budget. With the right preparation, you can enjoy all the beauty of the season while keeping your finances on track. Winterize… Read more »

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Helping Kids Build Strong Savings Habits: The Role of Parents and Grandparents

Posted: Tuesday September 16, 2025

Teaching kids how to manage money starts early—and the sooner, the better. Just like learning to brush their teeth or ride a bike, children develop financial habits through repetition, encouragement, and the support of the adults who care for them. Parents and grandparents play a crucial role in helping children develop healthy savings habits that… Read more »

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94 Silver Street, Waterville, ME 04901 (207) 872-2771
245 Madison Ave, Skowhegan, ME 04976 (800) 326-6190
Drive-Thru Hours: Monday – Friday 8 am-5 pm iTalk Banking:
Lobby Hours: Monday – Friday 9 am-5 pm (207) 313-5106

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  • Home
  • Accounts
    • Savings Accounts
      • Youth Savings
      • High – Yield Certificate Savings
      • Health Savings Accounts
      • Coverdell Education Savings
      • Club Accounts
    • Debit Card/Checking Accounts
      • Free Kasasa Cash® Checking
      • Free Kasasa Cash Back® Checking
      • NDFCU Everyday Rewards
      • Basic Checking
      • Take Charge Young Adult Debit Card/Checking Account
      • Reorder Checks
      • Overdraft Protection Options
    • Become a Member
    • IRAs
    • Share & IRA Certificates
    • Deposit Rates
    • Open an Account!
    • New Member Application Status
  • Loans
    • Apply for a Loan
      • Existing Member Consumer Loan
      • New Member Consumer Loan
      • Apply for a mortgage
      • Apply for a Home Equity Loan
      • Check Loan Application Status
    • Apply for a Credit Card
    • Loan Rates
    • First Time Auto Buyer
    • Auto Financing
    • FICO Fit Loan
    • Energy Loan
    • Student Loans
    • Make a Loan Payment
    • Make a Credit Card Payment
    • Debt Protection Options
      • Loan Protection Programs
      • Guaranteed Asset Protection
      • Vehicle Service Contract Coverage
    • Skip-a-Pay Program
  • Business
    • Business Checking Accounts
    • Business Loans
    • Business Credit Cards
    • Merchant Services
    • SEP IRAs
    • Business HSAs
    • Retirement Plans
  • Services
    • Insurance
    • Financial Coaching
    • Digital Banking
    • Mobile Banking
    • iTalk Banking
    • Bill Pay
    • Safe Deposit Boxes
    • SURF ATM Locator
    • Shared Branching Locations
    • Google / Apple Pay
    • Prepaid Cards
  • Resources
    • Fraud Prevention
    • Financial Resources
    • Careers
    • Shared Branching
    • Pass It On: The Referral Program
    • Calculators
    • Youth Scholarships
    • $25 Match Savings Promotion
    • NDFCU Fundraising
    • Blog Sections
      • News
      • Education
      • Did you know?
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