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We help build stronger, more financially empowered communities.

Live, work, worship, or attend school in our service area? You can become a member! Join New Dimensions – where you’re more than a member—you’re an owner.
Become a Member today!

Contact Us

Please contact us by filling out the information below. Thank you, and we look forward to connecting with you promptly.

To report a lost or stolen ATM/Debit Card:
During Business Hours: 1-800-326-6190
During Non-Business Hours: 1-800-472-3272

Related Links:
Locations and Hours
Holiday Closing Dates 2026

Waterville Branch
Skowhegan Branch
Find a Surcharge-free ATM

Beginning February 22, 2026, Hannaford ATMs will no longer participate in the CO-OP surcharge-free ATM network. Fees may apply when using these machines.

Phone (207) 872-2771
Fax (207) 861-8097
Mailing Address 94 Silver Street Waterville, ME 04901
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Annual Notice Regarding Non-Visa PINLess Debit Card Transactions

Friday October 30, 2026

We allow non-Visa debit transaction processing. This means you may use your Visa® Check Card on a PIN-Debit Network* (a non-Visa network) without using a PIN to authenticate your transactions. The non-Visa debit networks for which such transactions are allowed are NYCE® and ACCEL/Exchange®. Examples of the types of actions that you may be required… Read more »

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Why Small Deposits Make a Big Difference

Tuesday October 27, 2026

Big savings goals don’t always require big deposits. Sometimes, the smallest steps make the biggest difference. Whether you’re saving for a vehicle, education, an emergency fund, or something special, setting aside money regularly can help turn your financial goals into reality. The key isn’t necessarily how much you save at once. It’s developing a habit… Read more »

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Did You Know? Food Insecurity Affects More Maine Families Than You Might Think

Tuesday October 13, 2026

When we think about hunger, we might picture someone who has gone days without a meal. But food insecurity isn’t always that obvious. It can affect working families, older adults, children, and neighbors who may be struggling quietly to make ends meet. Here in Maine, food insecurity is a serious issue, and it may be… Read more »

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Celebrating International Credit Union Day & Member Appreciation Day

Thursday October 8, 2026

On Thursday, October 15, New Dimensions Federal Credit Union will join credit unions around the world in celebrating International Credit Union Day® while also recognizing the people who make our credit union what it is — our members. International Credit Union Day has been celebrated since 1948 and recognizes the history and impact of credit… Read more »

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Did You Know? You can get ahead of Heating Season with an Energy Loan.

Monday September 21, 2026

Cold weather has a way of showing up whether your budget is ready for it or not. An Energy Loan from New Dimensions Federal Credit Union can help you prepare for winter without taking a large heating or energy expense out of your savings all at once. And it’s not just for heating oil. Maybe… Read more »

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New Dimensions Can Help You Set a Savings Goal You Can Reach

Monday September 14, 2026

Saving money is one of the most important steps toward financial stability, yet many people struggle because their goals are either too vague or feel too ambitious. A realistic savings goal acts like a roadmap—it tells you where you’re going, how long it may take, and what you need to do along the way. By… Read more »

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#ILoveMyCreditUnion Day Shows the Power of the Credit Union Difference

Wednesday September 9, 2026

When credit unions across the country come together with one voice, people notice. The 2026 #ILoveMyCreditUnion Day campaign reached 4.3 million people and generated more than 28,100 engagements, with participation from credit unions, employees, members, and communities in all 50 states and worldwide. For the sixth consecutive year, the Illinois Credit Union League spearheaded the… Read more »

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NDFCU Annual Error Resolution Notice

Thursday August 20, 2026

In case of errors or questions about your electronic transfers, contact us at (800) 326-6190, write us at 94 Silver Street, Waterville, ME 04901, or email us at info@newdimensionsfcu.com as soon as you can if you think your statement or receipt is wrong or if you need more information about a transfer listed on the… Read more »

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What Are You Saving For? Set a Goal You Can Reach

Wednesday August 19, 2026

Saving for something important can feel overwhelming when you focus only on the final number. Whether you are planning for education, your first vehicle, a home project, a vacation, or another major expense, a clear savings goal can make that larger amount feel much more manageable. At New Dimensions Federal Credit Union, we want to… Read more »

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Back-to-School Shopping on a Budget: Smart Saving Tips from New Dimensions FCU

Monday August 17, 2026

Back-to-school season can be exciting, but for parents and students alike, it can also put pressure on the household budget. Whether you are shopping for a child, preparing for college, or beginning a trade-school program, New Dimensions Federal Credit Union is here to help you plan, spend thoughtfully, and keep your financial goals on track…. Read more »

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Connect

94 Silver Street, Waterville, ME 04901 (207) 872-2771
245 Madison Ave, Skowhegan, ME 04976 (800) 326-6190
Drive-Thru Hours: Monday – Friday 8 am-5 pm iTalk Banking:
Lobby Hours: Monday – Friday 9 am-5 pm (207) 313-5106

Routing #: 211288860    Privacy Policy    Terms of Use     Funds Availability
Some images and text were created with the assistance of AI,
then
human-edited for detail and accuracy by the NDFCU Marketing Team.
Copyright ©2026 New Dimensions Federal Credit Union. All rights reserved.
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National Credit Union Administration, a U. S. Government Agency

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government

New Dimensions FCU is committed to the accessibility and usability of our website for everyone. If you use a screen reader or other auxiliary aid and have problems using this website, please contact us at (800) 326-6190 or info@newdimensionsfcu.com.

  • Home
  • Accounts
    • Savings Accounts
      • Youth Savings
      • High – Yield Certificate Savings
      • Health Savings Accounts
      • Coverdell Education Savings
      • Club Accounts
    • Debit Card/Checking Accounts
      • Free Kasasa Cash® Checking
      • Free Kasasa Cash Back® Checking
      • NDFCU Everyday Rewards
      • Basic Checking
      • Take Charge Young Adult Debit Card/Checking Account
      • Reorder Checks
      • Overdraft Protection Options
    • Become a Member
    • IRAs
    • Share & IRA Certificates
    • Deposit Rates
    • Open an Account!
    • New Member Application Status
  • Loans
    • Apply for a Loan
      • Existing Member Consumer Loan
      • New Member Consumer Loan
      • Apply for a mortgage
      • Apply for a Home Equity Loan
      • Check Loan Application Status
    • Apply for a Credit Card
    • Loan Rates
    • First Time Auto Buyer
    • Auto Financing
    • FICO Fit Loan
    • Energy Loan
    • Student Loans
    • Make a Loan Payment
    • Make a Credit Card Payment
    • Debt Protection Options
      • Loan Protection Programs
      • Guaranteed Asset Protection
      • Vehicle Service Contract Coverage
    • Skip-a-Pay Program
  • Business
    • Business Checking Accounts
    • Business Loans
    • Business Credit Cards
    • Merchant Services
    • SEP IRAs
    • Business HSAs
    • Retirement Plans
  • Services
    • Insurance
    • Financial Coaching
    • Digital Banking
    • Mobile Banking
    • iTalk Banking
    • Bill Pay
    • Safe Deposit Boxes
    • SURF ATM Locator
    • Shared Branching Locations
    • Google / Apple Pay
    • Prepaid Cards
  • Resources
    • Fraud Prevention
    • Financial Resources
    • Careers
    • Shared Branching
    • Pass It On: The Referral Program
    • Calculators
    • Youth Scholarships
    • $25 Match Savings Promotion
    • NDFCU Fundraising
    • Blog Sections
      • News
      • Education
      • Did you know?
    • Newsletters
    • Disclosures
    • FAQs
    • New to Central Maine?
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